Tuesday, July 29, 2014

F.E.A.R.

I'd like to share a story told by my friend Mr. Andrew Pangilagan  during our bus ride to our office in Makati. He said this story is from Bro. Bo Sanchez during one of his inspirational talks about investing.
 
Bo asked the audience, "If I were to give you a tool that can solve all your problems in the world but given the fact that this tool may harm or endanger you and your family , will you take it? will you use it? "
The audience responded "Of course not!"
 
 
Hmmm, what about you? What can be your most likely answer? Perhaps like me and the rest you would also agree right? What's the good of solving all my problems in the world if it would do something bad for me and my loved ones in return?
 
Then Bo asked again the audience, "Okay, so what about if I were to give you this car?  ...."
 
"Will you take it and use it?"
 

 Wow!!! The audience cried "of course!! sure!!" Most probably you have never seen nor rode a car this cool and nice in your entire life? We do not even know if it has the same controls as your ordinary car, but who cares? We like it! Its cool and you would of course be really popular among your friends especially the girls haha. Then he asked again, "Why? Isn't it that cars can also be a threat to your life? It may also harm and endanger you and others who will ride it with you? So  why do you take the risk knowing those facts?" Someone answered "It won't harm me coz I know how to drive? And I drive safely, I follow traffic signs and have discipline on the road"
 
Exactly !!! So going back to the first question, what if you know how to use those tools too? Perhaps you would also consider using them right? What's the difference between the tools and the car? The key here my friends is Knowledge and Discipline. If you know the "HOWs" and follow them correctly, in spite of the risks at hand, you know you can minimize them by being careful. And that is what we call FEAR. The fear of losing, the fear of failure, the fear of not achieving your plans and goals. But if you know how to win? What will you do? Makes a big difference agree?
 
The same goes with investment, many of us FEAR investment because we do not know much about it. Most people thought that it is only for the rich, those who have extra money to spend, we think that it is like gambling. Well come to think about it, everything in this world has risks, nothing is free, there's always a consequence for every situation, in every game there are winners and losers. It depends how good the player is. It is natural for us humans not to take interest in something we do not know or have no idea what good it has to give. But like the story above, if we know how to properly invest, what to do and what not to do, to drive safely and follow regulations, then for sure it will also be a good choice to use investment just like the fancy car.
 
So what are you waiting for my dear readers. We are encouraging you to enter the world of investing, know how to start and build your wealth properly. The time to invest is now! Spend your time wisely, study and familiarize yourself with financial literacy and discover how money can work for you. Finally I would like to end this post by giving FEAR two acronyms:
 
 
Let all the Juan's be wealthy !!!
 
 
Learn more with us
Reserve a seat now for our free financial coaching seminars in Makati.
You may also contact us for one-on-one coaching.

We look forward to doing business with you ... God Bless and Happy Investing  !!!


Mac & Luz Bernardez
International Marketing Group
Field Leaders / Truly Rich Makers / Team Bernardez
09177883134 / 09231470608
 
 
 
 
 
 
 

Monday, July 28, 2014

The Rat Race Cycle

Many of us Filipinos know how to work hard for the money, and we do EARN the money. However the question "WHY?" remains why most of us are not able to save and prepare for our retirement.
 
Others say, "I will save once I have more income" or thinks "I can only save if I have the extra money".  "Saka na muna pag lumaki na sahod ko"
 
But didn't you notice? The more bigger the money we get or earn, the more our money is stretched and much worse the more money spent leaving nothing ...
 
We think that now that we have more money or have bigger amount of salary, the more allowance I have for ourselves. Unknowingly, as your salary increases, your lifestyle changes too so what happens is you just go around in circles, going nowhere.
 
Experts say that the reason for this is the psychology of humans that the more money you have, the more money to spend. In addition, when we were kids, we got used to immediately spending money that are given to us. If a grown up will give you some money, you'd be running fast to the sarisari store to buy candies, junk food, and toys.  Like for example during Christmas, you'll get a lot of money from your Ninongs and Ninangs or from you parents, wow you are like millionaires, but I bet before the month of January ends you had spent all of that money already. You see that part of our culture greatly affects how we spend on our lifestyles as we grow up.
 
We buy new appliances, flat screen LED smart TV's, DLSR cameras, and other trending gadgets w/c we pay more for our electric bills. We want to look chill and cool to others, we buy brand new cars and extravagant houses where in return gives us headaches because of its maintenance.
 
Everything going in circles ...

This ladies and gentlemen is what we call the rat race cycle. Come to think of it, is this your current situation? You run through a never ending course until you run out of breath. Even if you are working abroad or earning six figures with your current job or business, if this is the race track you are running, then I assure you nothing will happen to you. This is also the reason why our beloved OFW are working abroad going back and forth sacrificing the time they have to spend with their families even up to their retirement age. We even have "TNT"s abroad becuase of the fear of not being able to get back to other countries to work and provide for their families. And the sad part, once they finally decided to go back to their loved ones, they would realize the money they work so very hard is just a very small fraction of what they have to spend in the future and was really not worth it.
 
It's because we dwell to much on the wants, and not the needs ....
 
It's because we spend too much on liabilities and not on assets ...
 
Yes you may look like rich with a house like this .....
  
Or even richer with a car like this .......
(cool right, not to mention the chicks)
 
 
But the question is, if you lose your job, will you be able to retain the same kind of lifestyle?
 
Until when can you sustain your lifestyle? One year? A month?  Maybe even after a week you may be struggling already. Remember income does not equal wealth. In the end it is always about what you kept and not what you earned.
 
So how do you get out of this rat race cycle? We heard a lot of sad stories from different people. From famous artists, boxers, politicians, or big people who were earning money but all of a sudden became poor. Even lotto winners whose life became more misrebale after they won.
 
However there are also a few stories called  "Rags to Riches". These people became succesful because they gave importance to financial literacy, they have proper goal setting. During the years they are working hard for the money, they alotted some money from their earnings to their financial freedom funds. The key here is DISCIPLINE dear readers.
 
While you are in the stage of earning and saving, study where your strengths are. Find jobs where you exel at or jobs you enjoy the most especially if you hate your current one. Jobs you love to do even if you will not be paid. But if you can't afford to lose the job at the moment, enjoy it until you can.
 
In the meantime, study about the art of investing, may it be in pooled funds (mutual funds, UITF, etc.), and stocks. You can learn even just through the internet, you just have to ask your best friend google. Find a business where your dreams can come true and most specially set goals and objectives in detail and make a plan how to achieve them.
 
In no time you will be amazed on how much money, knowledge or ideas, and other money making machines that will provide for your PASSIVE INCOME. And finally you can tell your boss that he's fired!
 
I have started planning for my goals and still in the process of continuous learning. I found a vehicle that I can ride to achieve financial freedom. You want to know more and how?
 
It's you're choice, change should begin now, or you can replace the rats above this post and run the rat race cycle 
 


 
 
 

Reserve a seat now for our free financial coaching seminars in Makati.
You may also contact us for one-on-one coaching.

We look forward to doing business with you ... God Bless and Happy Investing  !!!


Mac & Luz Bernardez
International Marketing Group
Field Leaders / Truly Rich Makers / Team Bernardez
09177883134 / 09231470608

mac.bernardez@gmail.com
wealth4everyjuan.blogspot.com
www.img-corp.com
 
 

Sunday, July 27, 2014

My FL promotion

After my wife's 3 day run for promotion to FL, It's now my turn ... wow I never thought that doing this business with a mission will take me this far and beyond. My wife and I tried a lot of various businesses as well as different MLM's (multi level market) out there and believe me this is very different. I have been working as an employee for more than 10 years now with different known companies yet I never saw a company this generous and rewarding. I ran the promotion for 6 days technically. Isn't it amazing?!?
Imagine just by helping other people be financial literate and guiding them on how to build their wealth, you have a business of your own but not by your own that has a very big potential to grow. Of course you just don't teach, but you practice and apply the knowledge yourself. Other traditional businesses require a huge amount of capital, rental for commercial space, salary of employees plus a lot of time and effort consuming. But with IMG, you can start with a very small fee and invest in different financial products depending on your own needs. In addition, you have these great coaches and mentors who will guide you in achieving your goals. Where can you find a company whose leaders are very willing to pass their own contract to others? What I meant is that in traditional business cultures, the big bosses sees you as a threat if you become greater than them because you might take away their position and replace them but with IMG they would very glad if you duplicate them and even help you surpass them. You become y our own financial adviser, bypass the middleman. Which is better? be a client? or be the broker? Whether you do the business or not, what you owned is for your own good, you will still have money to look forward as investments, and if  much more if you do the business, you increase your cash flow and actually be somebody because you had helped others rise from poverty. The knowledge from seminars are free unlike others where you have to pay just to be taught the same concepts. but wait there's more!!! Free trips to Disneyland with your family all expenses paid? Cruise tour seminars? Conventions from around the world? Dream house and car? (yes IMG just gives them for free) and a lot of freebies from our affiliates.  Next stop, my wife and I shall be running for Marketing Directors. We are very excited and pumped to pursue our goals, truly this has become not just a business but an advocacy!!
In summary, you can learn, earn and invest through IMG. It is simple clear and doable. So what are you waiting for my dear friends? The time to invest is now! Be financially literate and secure your families. Stop complaining and begin doing something. Join us in our mission to spread financial literacy and help every Filipino families rise from poverty!
Reserve a seat now for our free financial coaching seminars in Makati.
You may also contact us for one-on-one coaching.

We look forward to doing business with you ... God Bless and Happy Investing  !!!


Mac & Luz Bernardez
International Marketing Group
Field Leaders / Truly Rich Makers / Team Bernardez
09177883134 / 09231470608

mac.bernardez@gmail.com
wealth4everyjuan.blogspot.com
www.img-corp.com
 

Goal Setting

Good day to you my dear readers. Today I'd like to discuss and share with you the proper way of setting your goals and how you can achieve them. As I've learned with Bro. Bo Sanchez during the IMG SMX Convention, he told us that when you set a goal, you should be more specific and detailed. Like for example you wrote down wanting to buy you own dream car as you wish list or part of your goal, you should be specific as to what type? what color? and what brand? When you set a goal, have a vision of what it really looks like so you would know how to attain them. He taught us that it is not enough to write down the realizations or key points that you have learned during seminars or conventions but there should always be a field for resolutions and routine as your jot-down notes. By doing these you can break the "Block" that hinders you from attaining your goals. This block he mentioned is what he called "Education without Execution". It is very important to apply what you have learned all the time. 
Goal setting should be S.M.A.R.T. Specific, Measurable, Attainable, Relevant and Time Bound. Another thing I learned just this Saturday during our weekly meetings with our TRM head coach Sir Benj, he said when you set a goal make it 3 times more difficult. If you aim for the stars you may land on the moon, when you reach for the sky, you may land on the trees at least you are a step higher than the ground. Make sense right?
 
Always aim higher than what your true goal is, so in case you fail you may still be at where your goal is or at least close to it. When you fall, you don't drop to the ground, and would be much easier to get back up. I've also learned with one of our coaches speech during the convention that you need 5P's to success. You need Prayer, Persistence, Perseverance, Passion,  and Passion oh and one more Poccus (Foccus) as added by Sir Noel.

Truly this business with IMG has been a wonderful journey for me and my family. With great and big hearted people who are very inspiring and generous in sharing their experiences and knowledge with their own stories in life, you'll know that this business with a mission is not just an ordinary business. Not only it guides you in setting your plans to achieve your goal, it gives you the life changing opportunity to help others and take you along with them to the road of financial freedom !!!


Come and learn more with us and be part of  our Team ! Set your goals, plan for the future and secure your family. The time to invest is now! We are very excited for you to join us as we need more young people like you to help us spread this mission and make more Filipinos Truly Rich !!! That there is indeed Wealth for Every Juan !!!

Reserve a seat now for our free financial coaching seminars in Makati.
You may also contact us for one-on-one coaching.

We look forward to doing business with you ... God Bless and Happy Investing  !!!


Mac & Luz Bernardez
International Marketing Group
Field Leaders / Truly Rich Makers / Team Bernardez
09177883134 / 09231470608
 
mac.bernardez@gmail.com
wealth4everyjuan.blogspot.com
www.img-corp.com




 

Thursday, July 24, 2014

GMA Gandang Ricky Reyes Show featuring: IMG CEO-MD


Attn: IMG ASSOCIATES AND KEY LEADERS

We are proud to inform you that CEO-MD Jessica and Dino Estorgio will be featured in this Saturday's episode of Gandang Ricky Reyes show at GMA News TV and GMA Life TV (for abroad).  It will start at 9:00am and will be on air for an hour.

The episode is titled "TEACH ME HOW TO DO IT" which will feature stories of changing ones life (previous life) to satisfying life now.  And For Dino and Jessica it will show how IMG had helped them made it through their life's difficulties.

We enjoin you to watch and share this information to your team and prospects to get inspiration from their success story.

Indeed this is one great way to show your team how IMG can change people's life and make dreams come true.


Wednesday, July 23, 2014

Welcome Couples Joey and Glayza !!!


It's another blessed week for me and my team, thanks and praise to God for all the strength and knowledge to fulfill our dreams and spread financial literacy to the world. And now after the Turning Point Convention, we are proud to welcome our new family, team, business partner and friends couples Joey and Glayzamarie Castro !!!

Like all of us they realized the importance of financial education and learned how money can work for them. How they can invest for their security in the future and for their family. And most of all they believed in the same mission with IMG to help every Filipino Families rise from poverty and be someone someday. There is truly Wealth for Every Juan !!!

Congratulations on your first step to financial freedom.


Welcome to Team Bernardez / IMG Truly Rich Makers
 
 
Learn more with us!
Come and be part of our team.
Contact us: Mac & Luz Bernardez
IMG  Field Leaders / Truly Rich Makers / Team Bernardez
09177883134 / 09231470608
  

2014 IMG Convention of Champions part 2



07/20/2014 IMG Convention day 2
 
After the glamorous gala night at the SMX Convention at the Mall of Asia, we had to wake up early to get back to the convention. We made sure to have a good mind and body condition for the whole day training. Everyone was so excited to learn and listen to our great coaches and surprise guest speakers.  
 
As we arrive our other team members were almost next in line for the registration, we were lucky they were earlier  otherwise we have to fall in line outside the building and the end of the line is almost half circle around SMX. Yep that many people, you surely will be amazed and happy to see that you are not alone in this crusade and that many Filipinos are putting time and effort to achieve financial freedom and take others along with them.
 
Every team had their own shirt on to have each member recognize and meet one another. In our personal team, it's just me, my wife and couples CJ and Nellyn, so we joined with our MD Ms. Luz and the whole Team Lozada together with our Ninang Edna and Ninong Eric. I am really happy and inspired when I found out that most of us there were couples. Of course  It's really nice to be in a business with your loved ones.
 The day started with a 30 minute dancing-exercise party-like grooving. Everyone was having fun in spite of the long line outside and the lack of sleep. We know that we will gain a lot of knowledge today and get fueled for our next battles on this crusade. I personally don't dance (ksi rockersss ako haha) but who cares, everyone was dancing and enjoying so I danced til I sweat. Look at our moves, go tita Luz, look at CJ and Nellyn firing up the dance floor! And can you see my Momsy? Even with her high wedge shoes she dances gracefully, Im proud of you Bhie. There were teams from all around the world, one team even brought 600 members with them at this convention! Hopefully next year no I mean for sure next year, we can be more or as many as them.
 
The first speaker was our Canadian WFG all star Ms. Liz Zetazate, she explained the importance of following the system and how she dominated Canada. Also with her is Ms. Karen Chin w/c was also her apprentice before and now putting up her own big IMG office.
Different coaches and awardees last night also shared their inspiring stories. I can never forget the 5P's for success which was Prayer, Patience, Persistence, Perseverance, and Passion oh and Poccus (focus in bisaya) as added by Sir Noel hehe. One of the Big 3 Mr. Noel Arandilla,  showed us some heart touching and realizing videos. He told us the story of the miracle of the Chinese Bamboo and how we can relate them to our lives and apply them in our business.
(Team Lozada / Couple Power) 
 
The crowd gets more excited as our next guest speaker arrives. It was Mr. Rex Mendoza ! CEO of Philam life. He showed us the trend of the market last year and gave us tips and shared his secrets of success. Very fun speaker and encouraging talk. You can never fall asleep Ole!!!
Here are some of his main takeaways:
  • Staying in the market is the safest thing to do. In and out, in and out, will always put you at risk.
  • The biggest risk is not when you’re in the market and it goes down, but when it goes up and you’re not part of it.
  • The key is to participate in the continuing growth story of the Philippines
 
But wait there's more ! After the fun and laughter with Mr. Mendoza's speech the atmosphere shifted when this surprise guest speaker arrived. It was the famous finance guru, preacher, best selling author
Bro. Bo Sanchez!  He gave emphasis to the "Block" which hinders most of us from achieving our goals. This block is "Education without Execution" he taught us that when you are learning is not enough to jot down notes about what you have learned. The notes should include your realizations, resolutions and routine. He encouraged everyone to write down our dreams and keep focus on how we can achieve our goals. In the end we prayed together then shook  hands telling "Congratulations Millionaire and Millionaire Makers"
 
 
Thanks Bro. Bo and Rex for the wisdom and enlightenment. And to all our speakers, our coaches and mentors for the inspiration and support. See you all next time !!! God Bless and Happy Investing !!!
 
 
This event is not open to the public and only members of IMG can attend. If you want to attend the next IMG Convention, then the first step is to attend the FREE seminars in Makati.
 
 
Learn more with us!
Come and be part of our team.
Contact us: Mac & Luz Bernardez
IMG  Field Leaders / Truly Rich Makers / Team Bernardez
09177883134 / 09231470608
  
 
 (Team L:ozada with the Big guy Mr. Joen delas Penas)
 

(The whole TRM team, hanapin nyu kmi ni momsy) 

 

 

 

 

Tuesday, July 22, 2014

Believe in Miracles

BELIEVE IN MIRACLES
by: Raki Vega
 
 
(sang during the Gala Night Turning Point Night of Champions held at SMX Convention MOA)
 
As we journey through this world
Where confusion abounds
It's easy to be sad
With all the worries around
But there's no reason to be sad
If you know just where to stand
There is hope around the bend
If you only look around

 Refrain:...
In IMG we give you reasons
To smile and settle down
We can help you make your dreams come true
Believe that this could happen to you.
Wooh...

 Chorus:
Believe in miracles
That they are really true
Keep the faith within
This could happen to you
Believe in miracles
Your wishes really happen
In IMG, dreams do come true
Thinking of your family
Of what their future will be
Anxieties abound
Why don't you look around
(refrain - chorus)
Keep the faith within your heart
There's reason to be glad
We can help you make your dreams come true
Believe that this could happen to you
Wooh...
 
(chorus)
 Dreams do come true
!
Dreams do come true!
 
 

2014 IMG Convention of Champions

July 19 2014 Turning Point
2014 IMG Convention of Champions Gala Night @ SMC convention Mall of Asia




Wow it's been three days already and I still have the feeling that night, the joy, inspiration, knowledge, excitement, and fun. I really don't know how to start with  so many things I have learned and witnessed but I will do my best to share and sum it up for you.
 
First of all congratulations to IMG International Marketing Group for a very successful event. I was so amazed with how many we were. I never imagined that the business I have been with has been this great and still continue to grow everyday. We had IMG guests from around the world, Japan, Korea, Canada, US, Singapore, Macau, etc. and all over the Philippines. Truly the experience was a lifetime turning point for everyone.
 
 
We started out with some nice photo booth pictures of our team. Look at these beautiful women and handsome gentlemen hehehe. Just like Ironman's armor we were all suited up ready for the event and to face the new challenges from this turning point. Kahit mahaba ang pila sa registration, hindi namin naramdaman ang pagod dahil sa sobrang excitement at energy ng crowd at environment.
 
 Then as we went inside, the atmosphere went another level up ! From the nice ambience, high spirited people to the delightful food surrounding the place, you'll know this is not some ordinary event.
 
Sympre after ng pagod may ginhawa, after the long waiting in line for the registration it's time to eat !!! Burrrppp unli food and drink buffet, eating in a hotel-like environment, we felt pampered in this company.  My fave was the Pink Salmon with Mango Buttered sauce, yum yum.
 
While eating we were serenaded by lovely songs played live with a harp. T I did not remember the name of the beautiful lady who performed but she was really fantastic.  
 
Next was Raki Vega singing the IMG song "Believe in Miracles". Such a beautiful voice and such wonderful song I even looked for the lyrics to share with you guys
 
 Then it's time for some photos and selfies.

 Together with us are our Ninang Edna and Ninong Eric who invited us to join this company and we were really thankful to this couple for being supportive and encouraging all the time and most of all for sharing this crusade with us to help all our loved ones and friends rise from poverty.   Also with us are couples CJ and Nellyn. We are proud to bring with us our baseshop, business partner, and friend in this life changing event. We were all blessed to be part of IMG and its advocacy to change thousands of lives. Indeed in this company you can be someone and someday with hardwork and patience you can live your dreams and be financially independent.
 
The night was filled with stories of different successful people in IMG narrated by M.s Korina Sanchez, yes they were featured and most probably will be aired in Rated K, can't wait to watch them again in TV. Indeed their stories were very inspiring and motivational. If you were there you would really feel how IMG changed the lives of these people and you'll know that if they can do it so can you. Karylle was also performed during the night, my wife and Nellyn got lucky to pose with her, sorry can't upload the pics yet. The Crown went berserk went Jericho Rosales
appeared. He sang 3 songs together with his acoustic guitarist. Again I shall post more vids and pix on this blog later. We also saw 2014 Ms. International Bea Rose Santiago on stage modeling with 3 more gorgeous models. We also got inspiring words from WFG MVP Liz Zetazate. Many were awarded that night, this company is truly amazing as it recognizes the hardships of its people and knows how to reward generously. We get to bond with our teammates and other teams, raised and tossed our cups for this victory and for the spirit to endure and move on with this turning point of our life.
This is just the beginning of the event, the next day is a whole day of learning from great mentors and successful people
 
 
Enjoy the rest of the pix below. I shall upload more pix and post more activities soon.
 
 (with Team Lozada) 
 (with one of the Big 3 Mr. Joen delas Penas)
 (what gorgeous women)
(couple power)  
 (the bossings hehehe)
 (parang Oscars lang)
 
 ayos ba?
 
(couples unite)  
 (Team Lozada)
(CJ and Nellyn with Mr. Noel Arandilla) 
 With my Tito Ninong Eric Belen 
Nellyn wag mo hilahin si echo baka malglag sa stage !!! 
 waw parang Big 3 lang ah !!
 
hong gondoh nahmannn 
Uy may chix sa likod ! 
 with one of the Big 3 Mr. Noel Arandilla
Partey partey !!! 
 
 
 
 


Learn more with us!
Come and be part of our team.
Contact us: Mac & Luz Bernardez
IMG  Field Leaders / Truly Rich Makers / Team Bernardez
09177883134 / 09231470608
  
 
 
 
 
 
 
 
 

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