A Person with Savings Can Walk Tall

A. F. Bannerman — January 8, 2010

The state of your savings does have a lot to do with how tall you walk. Your savings affect the way you stand, the way you walk, the tone of your voice, your physical well-being and your self-confidence.
A person without savings is always running. He must.  He must take the first job offered, or nearly so. He sits nervously on life’s chairs because any small evergency throws him into the hands of others.
Without savings, a person must be too grateful. Gratitude is a fine thing in its place. But a constant state of gratitude is a horrible place in which to live.
A man with savings can walk tall. He may appraise opportunities in a relaxed way, have time for judicious estimates and not be rushed by economic necessity.
A person with savings can afford to resign from his job if his principles so dictate. And who can afford to quit is much more useful to his company, and therefore more readily promoted. He can afford to give his company the benefit of his most
candid judgments.
A person with savings can afford the wonderful privilege of being generous in family and neighborhood emergencies. He can take the level stare of any man... friend, stranger or enemy.  That ability shapes his personality and his character.
The ability to save has nothing to do with the size of income. Many high-income people spend it all, darting through life like minnows, But as the dean of American bankers, J.P. Morgan once advised a young broker:
"Take waste out of your spending; you’ll drive the haste out of your life."
If you don’t need money for college, a home or retirement, then save for self-confidence. And with the self-esteem and peace of mind that comes from having, walk tall through life.


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